Crisis de liquidez del COVID-19: ¿Puede ser el factoraje inverso la solución al financiamiento de las PYMES en México?

  1. Guillermo Pérez Elizundia
  2. José Alfredo Delgado Guzmán
  3. Jesús F. Lampón
Zeitschrift:
Esic market

ISSN: 0212-1867

Datum der Publikation: 2021

Nummer: 170

Seiten: 573-601

Art: Artikel

DOI: 10.7200/ESICM.168.0523.3 DIALNET GOOGLE SCHOLAR lock_openOpen Access editor

Andere Publikationen in: Esic market

Zusammenfassung

文章摘要研究目标:本研究的目标是从所有相关方的角度确定反向保理的决定因素,即买方、供应商、金融机构(IF)和公共行政部门,并在COVID-19造成的遏制措施期间,向墨西哥的中小企业供应商制定一项有效部署财政资源的提案。分析方法:本研究通过对墨西哥8家金融机构(IF)的深入访谈进行了一项案例研究,这些金融机构(IF)占该国保理业务量的60%至80%。为了解读访谈中获得的信息,本研究在MaxQDA Analytics Pro 2018的支持下,使用了内容分析技术。研究结果:本研究指出了反向保理的决定因素,在综合融资解决方案的关键要素强调了反向保理和流动资金信贷计划,并考虑了传统文献之外的供应链融资合作,此文献主要注重操作层面。研究局限:与其它案例研究一样,如果不根据其概况和背景进行调整,此研究无法将结论推广到所有金融机构(IF),因此必须通过进一步的研究来验证理论 实际应用:根据此研究的结果,金融机构和公共行政部门都可以通过积极支持拯救12万多家中小企业并保护多达530万个正规就业机会,从而为经济作出贡献,并在全国范围内推动中小企业大规模银行化。

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