Variables sociodemográficas y niveles de educación financiera en jóvenes universitarios de Ecuador
- Miguel-Ángel Peñarreta-Quezada 1
- Eulalia-Elizabeth Salas-Tenesaca 1
- José Álvarez-García 2
- María de la Cruz del Río-Rama 3
- 1 Universidad Técnica Particular de Loja, Ecuador
- 2 Universidad de Extremadura, España
- 3 Universidad de Vigo, España
ISSN: 2448-6795, 1665-5346
Year of publication: 2024
Volume: 19
Issue: 1
Type: Article
More publications in: Revista Mexicana de Economía y Finanzas (REMEF): nueva época
Abstract
This study investigates the relationship between sociodemographic variables and the level of financial education among university students in Ecuador. Using data from 1,011 surveys and nonparametric analysis, it examines how age, gender, employment status, and field of study relate to students' financial knowledge, behavior, and attitudes. The results reveal that the majority of students in Ecuador possess a moderate level of financial education, signifying their ability to apply basic financial concepts in everyday situations but with limitations in more complex scenarios. Additionally, it was found that age, field of study, and employment status significantly influence the dimensions of financial education. This pioneering study in the Ecuadorian context underscores the importance of considering sociodemographic factors when designing financial education strategies tailored to university students, with the aim of strengthening the financial education of this population.